I have some old jewelry lying around my house, and I keep on seeing those Cash4Gold commercials.

Now, some extra money would be nice, but I have heard those programs drastically underpay you, and it is impossible to get your gold back.

Should I send my gold in and take a chance, or should I go to a local pawnshop and try my luck there. I don’t really need the jewelry, but I don’t want to get ripped off…